Medicare FAQs

When am I eligible to enroll into Medicare?

You may begin enrollment into Medicare 90 days in advance of the month you turn 65 - however, there are some criteria to meet to do so. If you are disabled and collecting SSI - you are eligible for Medicare (in most cases you are automatically enrolled.) Checking with an Medicare agent can help you to determine if you are eligible.

I receive Social Security now that I am retired, do I need to apply for Medicare when I turn 65?

You will be automatically enrolled in Medicare (Parts A & B) if you are collecting Social Security. You should expect to recieve your Medicare card around 3 months before the effective date.

I need help deciding which Medicare coverage I should enroll in, is there a cost involved?

No! There is never a charge involved when we help you to review your Medicare options or when we help you enroll in the plan you choose!

Do I need to enroll in Part “A” and Part “B” of Medicare?

• Part “A” is a paid-up benefit when you turn 65.

• Part “B” is not, unless you have enrolled in Social Security prior to age 65. You need to proactively enroll in Part “B” benefits and begin paying for them if you have not filed for Social Security benefits.

• Remember if you only have Part A & Part B Medicare - you will not have prescription coverage known as Part D

Can I enroll my dependent or spouse in my Medicare plan?

Medicare is an individual plan and does not cover spouses or dependents. If your spouse is 90 days from turning age 65, they can enroll in their own Medicare plan and individually decide their best options.

Can I keep the same doctors?

Probably. You would need to check with your provider to see if they accept Medicare.

What if I have to go to a nursing home?

Medicare covers you for up to 100 days, after a required three-day hospital stay.

Where do I go to get signed up for Medicare?

Online at SSA.gov or in person at a local Social Security office. If uncomfortable contacting SSA or Medicare.gov - please feel free to reach out to me.